making home affordable program alternatives- short sales & deed-in-lieu of foreclosure programs are now available and are better than ever. short sale is where we negotiate for bank to take less than whats owed on property. deed i lieu (dil) is where you willingly sign the house back over before the house goes into foreclosure. HAMP has implemented a program that is supposed to make this propcess smoother than it had been. its suppose to take place starting 04/2010. lets wait and see

nicole brown -realtor  661-363-3547